Chances of your Merchant Account Application being rejected are high if your business involves any of the following trades:

• Pawn shops
• Live animals
• Bond merchants
• Detective agencies
• Modeling agencies
• Collection agencies
• Cash advance services
• Outbound telemarketing
• Direct gaming and lottery activities
• Adult content or any type of pornography
• Fireworks or pyrotechnic devices or supplies
• Subscription clubs that offer 30 day free trials
• Hazardous materials, combustibles, corrosives
• Human organs, blood, other body parts, tissues or fluids
• Sites promoting hate, racism or any form of discrimination
• Network or multi-level marketing, including pyramid schemes
• Sites promoting or selling firearms, bombs or any terrorist activity
• Merchants who have declared bankruptcy within the past 10 years
• Debt consolidation, low interest credit card products and credit card protection
• Sites providing any services that are deemed illegal in the country in which they are domiciled
• Financial instruments, including Premium Bonds, Savings Bonds, travelers cheques and other negotiable instruments

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